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Do
you have the right amount of Auto Insurance?
At
Farmers, we'll personally review your coverage and help you identify
unnecessary overlaps or gaps.
We'll
also identify any discounts you may qualify for. It's all part of the
professional, personalized service offered by me, your Farmers agent.
Farmers Auto
offers you a wide variety of coverage options:
Bodily injury and property damage liability
Your coverage allows payment for bodily injuries to other people or damage
to their property of you are liable. It pays whether you car is driven by
you, a qualified family member, or other driver using your car with your
permission*. In most cases, you are even covered in a car you borrow or
rent temporarily. Your coverage will pay up to the limits that you and
select during our appointment.
*Limited to the maximum in some states.
Medical
All reasonable medical expenses arising from an auto accident, regardless
of fault, for you, qualified family members or passengers, are paid under
Medical coverage.
These expenses are paid for you and qualified family members while in a
non-owned car or if hit be a car.
Funeral expenses are also paid, up to a specified amount.
Uninsured Motorist
Any bodily injuries to you, qualified family members, and any other person
occupying your covered auto, caused by an uninsured motorist or a
hit-and-run driver, if that driver is liable, are covered. Uninsured
Motorist limits may be increased by up to the same limits carried for
Bodily Injury, if desired. Uninsured property damage coverage is also
available in certain states. Ask me for more information.
Underinsured Motorist
This coverage pays for bodily injuries to you and qualified family members
caused by a motorist whose liability insurance limits are insufficient to
pay the damages you are legally entitled to recover. It pays up to the
limit you select, less the amount paid by the other party. Coverage
varies; I will be happy to show you the coverage available in your area.
Comprehensive
This coverage pays for damage to your car except when it is caused by
collision or upset. It includes damage from fire, vandalism, windstorm,
sandstorm, falling objects, animals, water or flood.
If your car is stolen, comprehensive pays up to $15 a day, but no more
that $450 for each loss, for transportation costs starting 48 hours after
notifying us and the police.
Collision
Accidental damage to your car is covered by collision with any object or
by upset. It includes up to $200 for damage to your clothing or luggage
while in the car. You are covered up to the actual cash value of your
vehicle, less the deductible.
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